Skin taghttps://en.wikipedia.org/wiki/Skin_tag
Skin tag is a small benign tumor that forms primarily in areas where the skin forms creases, such as the neck, armpit and groin. Skin tag may also occur on the face, usually on the eyelids. They are typically the size of a grain of rice. The surface is smooth and soft.

A prevalence of 46% in the general population was reported. They also are more common in women than in men. If removal is desired, it can be achieved by a trained professional who may use cauterization, cryosurgery, excision, or laser.

Diagnosis and Treatment
It can be removed in hospitals with lasers for the cosmetic purpose.

  • Typical Skin tag ― It is benign.
  • Neck ― Acrochordons. When it occurs on the neck, it is mostly a Skin tag and not a flat wart.
  • It commonly occurs in the armpit. There are usually fewer than 5 lesions, but a large number of lesions may be present in a few people.
References Skin Tags 31613504 
NIH
Skin tags, also known as 'acrochordons,' are commonly seen cutaneous growths noticeable as soft excrescences of heaped up skin and are usually benign by nature. Estimates are that almost 50 to 60% of adults will develop at least one skin tag in their lifetime, with the probability of their occurrence increasing after the fourth decade of life. However, at the very outset, it should be noted that acrochordons occur more commonly in individuals suffering from obesity, diabetes, metabolic syndrome (MeTS), and in people with a family history of skin tags. Skin tags affect men and women equally.